Terms of Use
1. Introduction
These Terms of Use govern your use of https://www.dyerbaade.com (the ‘Website') which is operated by Dyer Baade & Company Advisory Ltd. (“Dyer Baade” or “we”). The term 'you' or 'your' refers to you as a user or viewer of our Website.
Please read these Terms of Use carefully before using the Website. By using our Website, you accept these Terms of Use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our Website.
2. No Offer
The website is intended to provide an overview of Dyer Baade. It is for general information purposes only and all the content is directed exclusively at Professional Clients as defined by the FCA.
The website is not intended to provide investment, accounting, tax or legal advice. You should consult your own investment, legal and/or tax professionals regarding your specific situation. The information contained on the Website is not intended to constitute any offer to sell or the invitation or solicitation of an offer to buy any product or service or security by any company described or referred to in the Website or by any subsidiary, holding company, affiliate or associated company of such company or Dyer Baade and must not be relied upon in connection with any investment decision. You should rely solely on your own investigation regarding any investment decision and should seek competent professional advice.
3. Accessing our Website
Access to our Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our site without notice. We will not be liable if, for any reason, our Website is unavailable at any time or for any period.
From time to time, we may restrict access to some parts of our Website, or our entire Website, to users who have registered with us.
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these terms of use.
You are responsible for making all arrangements necessary for you to have access to our Website. You are also responsible for ensuring that all persons who access our Website through your internet connection are aware of these terms, and that they comply with them.
The Website and all information and functionality contained within it are not directed at or intended for use by any person resident or located in any jurisdiction where;
(i) the distribution of such information or functionality is contrary to the laws of such jurisdiction or
(ii) such distribution is prohibited without obtaining the necessary licenses or authorisations by any subsidiary, holding company, affiliate or associated company of Dyer Baade and such licenses or authorisations have not been obtained.
4. Content
The information published on the Website is provided for the convenience of its visitors and you are advised that, although care has been taken to ensure technical and factual accuracy, some errors may occur. No guarantee is given as to the accuracy or completeness of information on these pages.
Please be aware that Dyer Baade may alter the information on the Website from time to time, including these Terms of Use. It is your responsibility to check these Terms of Use from time to time and to remain in compliance with them.
5. Limitation of Liability
The material displayed on our Website is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we (and other members of our group of companies) and third parties connected to us hereby expressly exclude:
(i) all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity
(ii) any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our Website or in connection with the use, inability to use, or results of the use of our Website, any websites linked to it and any materials posted on it, including, without limitation any liability for:
o loss of income or revenue,
o loss of business,
o loss of profits or contracts,
o loss of anticipated savings,
o loss of data,
o loss of goodwill,
o wasted management or office time, and
o any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.
This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.
6. Information about you and your visits to our Website
We process information about you in accordance with our Privacy Notice, which can be found on our Website. By using our Website, you consent to such processing, and you warrant that all data provided by you is accurate.
7. Viruses
You must not misuse our Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Website, the server on which our Website is stored or any server, computer or database connected to our Website. You must not attack our Website via a denial-of-service attack or a distributed denial-of service attack.
In the event of such a breach, your right to use our Website will cease immediately. By breaching this provision, you would also commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them.
Dyer Baade uses reasonable endeavours to prevent contamination by known viruses and to maintain the security of the Website. Nevertheless, Dyer Baade does not warrant the information on the Website in any way, and in particular no warranty is given that the Website or its contents or hypertext links to other sites are accurate, complete, virus free or uncontaminated, nor can we guarantee that the Website may not be affected by deliberate damage by hackers, failure of plant, machinery, equipment or computers, power failure, failure of telecommunications lines or any criminal action. You are advised to make your own virus checks and to implement your own precautions in this respect. Dyer Baade exclude all liability for contamination or damage caused by any virus or electronic transmission.
8. Hyperlinks
The incorporation of any links to other websites is for your convenience and reference only and does not imply that Dyer Baade approves or endorses the contents of that website or the material available from it. Dyer Baade does not control and is not responsible for the content of any such websites in terms of their accuracy, suitability, legality or otherwise and accepts no responsibility for them or for any loss or damage that may arise from your use of them.
All links to the Website must be approved in writing by Dyer Baade, except where: (i) the link is a text-only link containing only the name “Dyer Baade”; (ii) the link points only to https://www.dyerbaade.com and not deeper pages; (iii) when activated by a user, the link displays that page full screen in a fully operable and navigable browser window and not within a frame on the linked website; and (iv) the appearance, position and other aspects of the link neither creates the false appearance that an entity or its activities are associated with or sponsored by Dyer Baade nor damages or dilutes the goodwill associated with Dyer Baade’s name or trademarks. Dyer Baade reserves the right to revoke its consent to any link at any time.
9. Intellectual Property Rights
Dyer Baade is the owner or the licensee of all intellectual property rights in our Website, and in the images and other material published on it (the 'Content'). The Content is protected by copyright laws and treaties around the world. All such rights are reserved.
You cannot under any circumstances use any Content from the Website for your and others’ commercial use without obtaining a licence to do so from us or our licensors.
You may print off or download extracts of one copy of any page(s) from our Website for your personal reference. If you use these copies for others to see, you must draw their attention that the Content is taken from our Website.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status and that of any identified contributors such as the authors of the Content on our website must always be acknowledged.
If you print off, copy or download any part of our website in breach of these terms of use, your right to use our website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
10. Severability
To the extent that any provision of these terms and conditions is found by any competent court or authority to be invalid, unlawful or unenforceable in any jurisdiction, that provision shall be deemed not to be part of this Terms of Use but such finding shall not affect the validity, lawfulness or enforceability of the remainder of any terms and conditions under this Terms of Use in that jurisdiction or in any other jurisdiction.
11. Law and Jurisdiction
Your use of the Website is governed by the laws of England. You hereby consent to the non-exclusive jurisdiction of the English courts in all disputes arising out of or relating to the use of the Website.
If you have any concerns about material which appears on our Website, please contact compliance@dyerbaade.com.